Fast and reliable financing options for a variety of real estate investment strategies
The range of real estate investment strategies run the gamut from buy-and-hold to fix-and-flip. There is no a “one-size-fits-all” financing solution to all strategies, which is why we offer a sensible range of financing solutions to meet the needs of a typical investor, using a common sense underwriting approach.
Bridge Loans
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Loan Types: Purchase, Refinance, Equity Cash Out
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Purchase Price: Up to 80%
Loan-to-Value for Refinance: Up to 70%
Minimum FICO Score: 680
Term Length: 1 to 24 months
No prepayment penalty
Valuations required
No points
Rehab Loans
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Loan Types: Rehab Fix & Flip, Fix & Hold
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Purchase Price: Up to 85%
Loan-to-Cost for Rehab: Up to 100%
Loan-to-ARV: Up to 70%
Minimum FICO Score: 680
Term Length: 1 to 24 months
Experience Requirements: 2 rehab project completed in the past 24 months
No prepayment penalty
Appraisal required
No points
Construction Loans
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Loan Types: Vertical Construction (no land development)
Property Types: Residential, Multifamily
Loan Amounts: $85,000 to $3,000,000
Loan-to-Cost: Up to 80% of construction budget
Loan-to-Value: Up to 70% (completed value)
No land purchases or horizontal development
Minimum FICO Score: 680
Term Length: 12 to 18 months
No prepayment penalty
Valuations required
DSCR Rental Loans
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Loan Types: Purchase or Refinance
Property Type: 1-4 Single Family Residential
Loan Amounts: $85,000 to $3,000,000
Loan-to-Purchase Price: Up to 80%
Loan-to-Value for Refinance: Up to 65%
Minimum FICO Score: 680
Term Length: 30-Year amortization, due in 5 years
Prepayment Penalty: 18 months
Portfolio loans: up to 4 properties
Valuations required
No points
Contact us
We look forward to hearing about your investment goals and discussing how we can support you in achieving them.